Business banking and payments for India
Every rupee your business moves, on one platform.
Bulk payouts, collections, current accounts, bill payments and verification for Indian businesses. Processing ₹120 crores every day.
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The platform
Five products. One login.
Everything that moves money for your business, from the first collection to the last payout.
Pay vendors, employees and partners at scale. Up to 1 lakh accounts in one CSV.
- UPI · INV-1042+₹18,000
- Card · INV-1043+₹6,400
- Net banking · INV-1044+₹42,900
- Virtual account · VA-8821+₹12,000
- Collection · UPI+₹42,900
- Salary run · IMPS−₹4,82,000
- Settlement · Gateway+₹5,21,500
- Electricity · 42 branches₹2,10,000
- Rent · 18 locations₹9,40,000
- DTH, gas, broadband₹86,000
- Water · 12 sites₹24,000
- FASTag · 30 vehicles₹45,000
Use cases
Built for every way
your business pays.
Watch each card run, then open one to see how it works.
- Instant cashbacksReward customers the moment they pay
- Rider payoutsPay delivery and fleet riders every day
- Loan disbursalsSend approved loans to borrowers fast
- Customer refundsMoney back on cancelled orders
- Wage payoutsDaily wages to every worker's UPI
- Insurance claimsPay approved claims to bank accounts
- Incentive payoutsBonuses and commissions in one run
- Salary disbursalsPayroll for the whole team in one file
- Utility payoutsElectricity, water and gas for every branch
- Petty cash payoutsFloat cash to branches and staff
- Vendor payoutsPay suppliers after approval
- Marketplace settlementsEach seller's share, settled automatically
Payment rails
Any amount. The right rail.
Drag to see which rails can carry your payment. Bulkpe puts no daily or monthly limit on any of them.
- UPIUp to ₹1 lakh per transaction
- IMPSUp to ₹5 lakh per transaction
- NEFTNo upper limit
- RTGSFrom ₹2 lakh, no upper limit
- processed every day
- ₹120 Cr
- payouts from one CSV
- 1,00,000
- verification products
- 120+
- biller categories
- 30+
How money moves
One platform. Every rupee accounted for.
Collect it, hold it, check who you are paying, then pay out and clear bills. Same account, same dashboard.
-
01
Collect
Payment gateway, UPI QR and virtual accounts.
-
02
Hold
A current account with a live balance. No cooling period.
-
03
Verify
PAN, GST and bank checks before money leaves.
-
04
Pay out
UPI, IMPS, NEFT or RTGS. Up to 1 lakh payees at once.
-
05
Pay bills
30+ biller categories for every branch, in one run.
For the MSMEs in India
Effortless banking, designed for MSMEs.
Current account
Open an instant bank account in minutes.
Superfast digital onboarding with a scheduled commercial bank.
For developers
Payouts in a few lines of code.
REST APIs and webhooks for payouts, collections and verification. Trigger money movement from your own systems.
- Payout APIs, or payout links over WhatsApp and email
- Webhooks on every status change
- 120+ verification APIs in the same account
curl -X POST https://api.bulkpe.in/v1/payout \
-H "Authorization: Bearer $BULKPE_KEY" \
-d '{
"amount": 482000,
"mode": "IMPS",
"reference": "SAL-092"
}'
const res = await fetch("https://api.bulkpe.in/v1/payout", {
method: "POST",
headers: { Authorization: `Bearer ${KEY}` },
body: JSON.stringify({
amount: 482000, mode: "IMPS",
reference: "SAL-092",
}),
});
res = requests.post(
"https://api.bulkpe.in/v1/payout",
headers={"Authorization": f"Bearer {KEY}"},
json={"amount": 482000, "mode": "IMPS",
"reference": "SAL-092"},
)
{ "status": "SUCCESS", "reference": "SAL-092" }
Illustrative sample. See the API docs for exact endpoints and fields.
Trust
Why small businesses trust us.
Bulkpe helped us simplify daily settlements and vendor payouts in one dashboard. Our finance workflows are now faster, cleaner, and far more reliable.
Aashay KanadeGrowth Lead, Cityflo
With Bulkpe, disbursing loan-linked payouts and collecting repayments became fully trackable. We moved from manual reconciliation to real-time visibility.
Abhishek TeegelaFounder, Yuvaraj
Finance
Integration was smooth and the APIs were production-ready from day one. Bulkpe made enterprise-scale payouts and collections simple for our operations team.
Arun MuthuCo-founder, Innopay
From distributor disbursements to compliance payments, Bulkpe gave us one dependable flow. Turnaround times dropped, and our ops team finally stopped firefighting.
Ayush SharmaDirector, PharamaSecure
Bulkpe improved our payout reliability and reduced settlement delays across partner channels. We now run critical payment cycles with confidence.
Dewesh AgarwalFounder, Urban Money
The Bulkpe verification and payout stack fit perfectly into our stack. We cut processing effort dramatically while improving user experience.
Karan KapoorCo-founder, Surepass
Managing vendor payouts for multiple locations was difficult before Bulkpe. Now, everything from scheduling to reconciliation runs in one place.
KarthikeyanFounder, Pawspace
Bulkpe made high-volume payment operations predictable for us. The reporting quality and instant status updates have been a major advantage.
Kushagra ManglikCo-founder, Coupl
Our payout success rates improved and support tickets reduced after moving to Bulkpe. It feels like a platform built for scaling businesses.
Rajdeep SinhaFounder, Herody
Bulkpe helped us modernize payment handling across departments. The speed of execution and ease of tracking changed how our finance team works.
Siva KarthikeyanDirector, Jeyachandran
Bulkpe’s payout APIs integrated quickly with our stack and handled growth without any rework. We gained reliability exactly when scale demanded it.
Vaibhav JainCo-founder, Yaper
From creator payouts to daily settlement tracking, Bulkpe gave our team full clarity. We spend less time on payments and more on product growth.
LoveneeshCo-founder, Feelins App
Bulkpe brought control and speed to our finance operations. Payment statuses, retries, and reconciliation now happen seamlessly across our workflows.
NikhilFounder, Sankmo
We process frequent partner and vendor payments across cities. Bulkpe made that process precise, fast, and far easier for our operations team.
SakshamOperations Head, Hosteller
Bulkpe reduced our payout operations overhead from hours to minutes. The platform is intuitive, stable, and built for teams that move fast.
UdayProduct Manager, Feelins App
FAQ
Frequently asked questions.
UPI, IMPS, RTGS, NEFT. All four methods don’t have any daily or monthly limit.
There’s no per day limit like banks. INR 1 lakh limit per transaction on UPI, INR 5 lakhs on IMPS, no limit on NEFT and RTGS.
Open an account in a few minutes by verifying your Aadhaar, PAN card and business details.
As per RBI guidelines, it is mandatory to verify Aadhaar and PAN to create a virtual/individual current account.
Yes. Use sub virtual accounts for each branch, franchisee or business for easy reconciliation.
A web and mobile app to manage bulk payouts, collections via UPI/QR/bank, and instant invoices shareable via WhatsApp or email.
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